Health care has become a hot button issue for politicians and voters in the recent past. Some people believe that there should be a universal health care system put into place so that every citizen has access to health coverage. Others think the health care system should stay the way it currently is with private health care companies in control as opposed to the government taking control of health policies.As with every debate, money plays a role in the controversy behind health care. A public health system would cost hundreds of billions of dollars, which would add additional strain to the government’s already stretched budget. In order to finance a public health care plan, taxes would have to be raised. Some citizens who would carry the bulk of this tax burden don’t think they should have to, since they are not effected by the current care crisis.The argument for the other side states that the current cost of health insurance is becoming so expensive that many Americans can’t afford to pay their monthly premiums. Also, uninsured Americans are presently costing hospitals millions of dollars every year in unpaid medical bills.People who are against a universal care plan claim that healthy Americans who take care of themselves should not have to shoulder the burden of Americans who do not take care of themselves. Statistically, wealthier means healthier in America.Those on the other side of the issue believe that every citizen should have access to safe and affordable health insurance coverage. They claim that this type of health plan is not available to everyone today for various reasons including having one of the many pre existing conditions that automatically disqualify millions of Americans from obtaining health insurance under the current system.At it’s core, the controversy over health care comes about simply because it’s a subject that effects every single person in the United States, whether they are insured under the current system or not. A universal care plan would also mean more government interference in the individual lives of citizens, which is a subject that many have strong opinions about. Our health policies can determine our quality of life and can even determine whether we live or die. For some, a government run system could not only allow them the freedom to see a doctor whenever they needed to, but it could also mean receiving medical attention that could potentially save their life. Others who are currently covered and have a great insurance policy could see their coverage worsen to a point where their quality of life suffers dramatically.
In these times of rising expenses and inflation, it is necessary that we have some affordable health care insurance policy that takes care of the medical expenses of our family should an emergency arise. Nothing can be predicted in life. There could be diseases or illnesses that could strike us or any family members or any of us could meet with a serious accident. In such a time, if we have a proper insurance policy, then it would be easy to provide proper medication to the concerned person. Without an affordable insurance policy, it can be difficult to pay for the huge medical expenses and hospital bills that arise due to an illness or accident.To understand about the affordable health care insurance policies that can help you and your family in times of crisis, we have listed a few options. The first one is Fee For Service Plan. In this, you have to pay for the medical bills and treatment and you can later get the amount reimbursed from the insurance company. Then, there is the Health Savings Plan. If you opt for the normal plan, it covers all your medical expenses related to routine medical check-ups. If you opt for the higher deductible plan, you can get insurance for serious accidents and critical illnesses. This is to provide you insurance against the risk of losing a near and dear family member to a serious illness or in case of an accident.In case you have registered for the Health Maintenance Organization insurance plan, then you need to make a co-payment and take treatment from a listed set of doctors in the plan. After you make the co-payment, the insurance company will take care of the rest of the treatment. However, if you wish to get treated from the doctors of your choice, then you can opt for Preferred Provider Organization wherein a certain percent of the bill (it is called coinsurance) has to be paid by you while the rest is taken care of by the insurance company. For those who are healthy and do not need regular medical check-ups, this system is beneficial as you get the choice to be treated by doctors of your preference.These are some of the affordable health care insurance options that are available to provide medical coverage for you and your family members. It is very necessary that we have some plan for our family so that in case someone in the family suffers from a sudden ailment or an accident and high medical expenses have to be incurred, we do not have to look around for money but be able to easily provide the required treatment and get the money from the insurance company.
Clinical/ Medical Assistants are multi-skilled health care professionals who offer clinical, administrative and technical support to health practitioners in order to ensure the smooth running of their offices. However, their specific duties depend upon several factors such as location and size of the practice, as well as their education and training.Medical Assistants working in a small practice usually perform a wide variety of tasks and report directly to the physician or office manager; those working in a larger practice perform more specialized tasks under the direct supervision of a department administrator. Their administrative duties include scheduling appointments for patients, greeting patients, answering phone calls, updating and filing patient’s medical records, filling out insurance forms for patients, and handling billing and bookkeeping.The clinical duties of a medical helper depend upon the laws in the state they wish to practice in, which can vary quite greatly. Their tasks may include recording medical history of a patient, taking certain vital signs and preparing patients for medical exams, x-rays, electrocardiograms and so on. Additionally, they collect lab specimens and perform some basic laboratory tests; they sterilize medical equipment and dispose of contaminated supplies. A medical helper may guide patients about the physician’s directions regarding medication and specified diet plan. They may also remove sutures, and change the dressings of a patient.In larger practices, medical worker perform more specialized tasks such as that of an ophthalmic medical assistant, optometric assistant, and podiatric medical assistants. They provide assistance to ophthalmologists, optometrists, and podiatrists in their tasks, respectively.A large percentage of medical helper work in physicians offices; some work in private and public hospitals, while the rest work in other health care environments such as outpatient care centers, and nursing and residential care facilities.Medical support training programs are offered in vocational schools, community colleges and career schools. Programs are usually one year long, resulting in a certificate or diploma, or a two-year program resulting in an associate degree.Students pursuing a medical assistant training program will typically learn about laboratory techniques, clinical and diagnostic procedures, and pharmaceutical principles, administration of medications, first aid, office practices, patient relations, medical law, and ethics. The coursework also covers anatomy, physiology, medical terminology, transcription, accounting, record keeping and insurance processing.According to the US Bureau of Labor Statistics, employment of medical help is expected to increase by 34 percent from 2008 to 2018. With advancements in the medical technology and the increasing aging of the population, the demand for medical support and health care services can only rise.